Hi guys, I was hoping you could help me with a dilemma I'm facing.

My much loved 2017, TT TDI S Line (diesel, I know) has come to the end of its fiance deal, and I'm not sure what to do!

I've been paying £360 for it, and have £14k left to pay if I want to keep it (which I can afford, even if I don't do enough mileage to justify it).

Now Audi are only valuing my car aT £13k which was suprsing considering its only got 20,000 miles and has the comfort and tech pack, but that's by the by.

My offer to get a new TT (40), would be £4k upfront cash and then £420 a month, but from what I've read there doesn't seem like much of a reason to move to the newer model. Am I missing something there?

So my options are:

- Pay the £14k, keep my current TT and hope it's not going to plummet in value as its a diesel or start breaking / have expensive maintenance.

- Upgrade to the new TT

- Get rid and get an old Mx5 for £5k and ride it til it dies.

- Compromise. Get a Golf R line for like £200 a month

- go car less (I drive like 4k a year... The other halves choice.. She's an accountant..)

So, forget the last option as that's boring. As the TT community what would you do? Do you think keeping the 17 car would be an expensive mistake?

Going by the Audi approved cars for sale right now it looks to be worth in the region of 17k, so 14k doesn't sound so bad.

No one can decide for you, its your choice and opinions will only cloud your decision.
Just do whats right for you and your lifestyle.

100% agree with the above, but since you asked, I would choose option no. 2 or 4 if you still want to own a nice car, or option no. 3 if at the contrary this is not so important, and you prefer to save some money

If you like it, keep it and re-finance it... you'll certainly be able to do so for £200 per month which is the cheapest option unless you want a Golf.

Keep in mind the car isn't going to depreciate a great deal now for the next 2-3 years.

Various options, but I would definitely be getting rid of the diesel TT if I were you.
It will certainly depreciate faster than a petrol car over the next few years, and some cities are already making life difficult for diesel drivers. You would also have to think about extended warranty (and probably an upcoming service and new tyres?) if you paid the balloon payment.

You have lots of options if you have £14k cash to spend (or use as a large deposit) on a replacement..

Cars are depreciating assets. If you're only going to be doing 4k miles I'd go down the option 3 route. Save your money, or instead spend it on property or memories (like a nice holiday), and still have the ability to go from A to B.

TT40 is discontinued I believe? There might be stock lying about though.If I was you I would look at a petrol a few months old?
You are not doing much mileage anyway and seem to have a large deposit? I saved 12.5k on a 5 month old quattro.
Just my opinion though On a side note , I had been driving diesels for many years and I was sick of the drone from them.

iainfrmeastkilbride wrote: On a side note , I had been driving diesels for many years and I was sick of the drone from them.

Me too... I was fed up of the way they pull away from standstill as well

As my mileage has reduced massively it made more sense than ever to switch to petrol.

Seeing as it's just opinions, mine would be get out of PCP it's just a money pit, get an RS and enjoy it for the next 7-8 years until the electric infrastructure in this country actually becomes viable.

I would ditch the tt diesel and go for the fun option, the MX5, considering you only do 4K and use the wife's car for serious travelling. You've got both angles covered then.

Or .... hand back the diesel and buy a second hand petrol TT of about the same age / mileage.

Get a webuyanycar quote, found them to be much higher than a dealer will offer recently.

Check price on www.motorway.co.uk
Pay it off sell it sure you can better than Audis 14k

ZephyR2 wrote:Or .... hand back the diesel and buy a second hand petrol TT of about the same age / mileage.

+1