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Discussion Starter · #1 ·
Hi there, got my car insurance renewal through and it is £100 more than last year!! :eek:
So I got onto confused.com, and the prices seem really steep compared to last year. I paid about £360 last year with Diamond, and this year most companies are quoting over £400, which I am shocked at, as I am another year older, live in a good area and have 13 years NCB?? I am really angry right now too, as the car tax is also going up. I am really sturggling to justify keeping the car to be honest as I only have it on limited mileage of up to 6000 miles too, and it is going to be costing me £800 before I can even get in the thing, with tax and insurance.
Can any of you suggest any good CHEAP insurers?? I want comprehensive, NCB protection and legal fees covered.

Thanks guys :cry:
 

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I have been contenplating the same thing over the last week or so. The road tax scam really wound me up, then someone decided to hit my car in a car park and drive off, now insurance. It's more than a grand now before I even drive the thing. I took a reasonably large excess (£350) to keep the insurance down as I haven't had an accident in about 10-years and even then it wasn't my fault, now some ar5e hits my parked car and drives off and it's costing me to fix it.

I have been thinking of blowing the dust off the MGB and using that as my everyday car and firmly putting two fingers up to the government and the insurers - no road tax, classic (£96) car insurance and cheap to service - last service was £85. The only downside is the fuel consumption (it's a V8), however as I don't actually drive more than 10K miles per year it's probably not too bad.

Just my thought for the day...

Andy
 

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Discussion Starter · #4 ·
I am really considering getting rid of my baby. I love her so much, but I just don't think I will be able to afford her with the tax going up (I will be ok this year) next year and if the insurance continues to rise. I really fancy getting a pre 2001 fat 4x4 which emits loads of co2 I am so angry, but I will only be paying by the engine size. My mate has a V6 4x4 mercedes and he pays under £200, and this will be staying the same, so I feel like sticking two fingers up tto the goverment to be honest, but I am so torn.
Do you think post 2001 TT's (mk1) will be at lower prices now, and pre 2001 will be like gold-dust??
 

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Know the feeling m8 my 180 TTR was registered in Dec 2001, it is exactly the same spec as my m8's 180 TTR registered in Feb 2001, it puts out the same Gasses etc so why is my TAX NOT the same as his. to make matters even worse we have both just had new MOT's (2-3 weeks between each other) and on my print out my emissions are FAR less than his.

IT MAKES ME MAD :evil: :evil: :evil: :evil: :evil: :evil:
 

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This drives me f**king mad as well!! :evil: The Govt know that this isnt really a consumer minded country - we just do the 'typical British' thing and put up and shut up - unlike the States where a recent attempt to raise fule costs at the pumps saw motorists boycotting that supplier (Texaco, if I recall) and they lost a bundle almost overnight. They rescinded(spelling!) their decision ..

@ Munchkinfairy, as YELLOW_TT says - try a specialist. Also, it actually doesnt just matter if you live in a 'good area' - believe it or not, it can depend on how many accidents happen within that postcode area! :eek: I was shocked to find that when I moved a couple of years ago within the same small town that my insurance went up about £60 although the area was definitely better. I was told that the new postcode area had a higher number of accidents/claims. I said "so I'm paying for the f**king old duffers who bump their cars around here almost on a daily basis?" This was met by the usual indifference over the phone .. ggrrrrrrrrr!!
 

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Munchkinfairy said:
Hi there, got my car insurance renewal through and it is £100 more than last year!! :eek:
So I got onto confused.com, and the prices seem really steep compared to last year. I paid about £360 last year with Diamond, and this year most companies are quoting over £400, which I am shocked at, as I am another year older, live in a good area and have 13 years NCB?? I am really angry right now too, as the car tax is also going up. I am really sturggling to justify keeping the car to be honest as I only have it on limited mileage of up to 6000 miles too, and it is going to be costing me £800 before I can even get in the thing, with tax and insurance.
Can any of you suggest any good CHEAP insurers?? I want comprehensive, NCB protection and legal fees covered.

Thanks guys :cry:
Love the colour of your TT.
 

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Not sure if you guys have noticed, but the economy isn't doing so good, and insurance companies have been stuffed by the flooding in the UK last year. All that is happening, is we are paying for the f#cking idiots who bought a house on a flood plane. If they have lived there 80 years and never had a survey, fine, otherwise tell them tuff luck and don't penalise us!!!!!!!!!!!!!!
 

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Lock_Stock said:
Not sure if you guys have noticed, but the economy isn't doing so good, and insurance companies have been stuffed by the flooding in the UK last year. All that is happening, is we are paying for the f#cking idiots who bought a house on a flood plane. If they have lived there 80 years and never had a survey, fine, otherwise tell them tuff luck and don't penalise us!!!!!!!!!!!!!!
Yeah well it was probably a local council who gave permission to build on the flood plain so they can fulfil the goverrnment's local house building demands.

They're utter, utter cnuts... :evil: :evil: :evil: :evil: :evil: :evil:
 

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Lock_Stock said:
Not sure if you guys have noticed, but the economy isn't doing so good, and insurance companies have been stuffed by the flooding in the UK last year. All that is happening, is we are paying for the f#cking idiots who bought a house on a flood plane. If they have lived there 80 years and never had a survey, fine, otherwise tell them tuff luck and don't penalise us!!!!!!!!!!!!!!
There's also a lot of nebulous and false claims go on, and I'd imagine that figure is increasing as the general public gets more inclined to make such claims. Sorta, "everyone else does it, so why not me" kinda attitude.
 

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ttsteve said:
Lock_Stock said:
Not sure if you guys have noticed, but the economy isn't doing so good, and insurance companies have been stuffed by the flooding in the UK last year. All that is happening, is we are paying for the f#cking idiots who bought a house on a flood plane. If they have lived there 80 years and never had a survey, fine, otherwise tell them tuff luck and don't penalise us!!!!!!!!!!!!!!
There's also a lot of nebulous and false claims go on, and I'd imagine that figure is increasing as the general public gets more inclined to make such claims. Sorta, "everyone else does it, so why not me" kinda attitude.
Or "I'm being ripped off and I'm gonna get some of it back."

I must admit I've developed that 'f*ck you' attitude over the last few years. It's a 'grab it before the other fecker gets it' culture in the UK now.
 

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Hi,

I posted this before, hope it might help save you money!

We've just renewed our Insurance through Privilege, our TT is 1999 with no mods £327.00 NCD Protected, Legal, £250.00 Execss but I went through www.quidco.com and got £100.00 cashback therefore bringing it down to £227.00!! :p

I'm named driver on hubbies policy - only been driving 2-1/2 years.

Also got Green Flag breakdown through quidco £78.75 plus £20.00 cashback.

The offer is for March only though
 

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LJK67 said:
Hi,

I posted this before, hope it might help save you money!

We've just renewed our Insurance through Privilege, our TT is 1999 with no mods £327.00 NCD Protected, Legal, £250.00 Execss but I went through www.quidco.com and got £100.00 cashback therefore bringing it down to £227.00!! :p

I'm named driver on hubbies policy - only been driving 2-1/2 years.

Also got Green Flag breakdown through quidco £78.75 plus £20.00 cashback.

The offer is for March only though
How do you do that with a renewal? I've just had my renewal notice from Privilege and am a member of Quidco but can't figure out how to claim the £100. The link in Quidco just takes me to get a quote at Privilege... :?
 

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qooqiiu said:
Lock_Stock said:
the f#cking idiots who bought a house on a flood plane.
Don't you mean the idiots who BUILT on the flood plane. Their to blame along with the corrupt council officials who gave such schemes the green light :x
I blame all three to be honest!
 

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rustyintegrale said:
LJK67 said:
Hi,

I posted this before, hope it might help save you money!

We've just renewed our Insurance through Privilege, our TT is 1999 with no mods £327.00 NCD Protected, Legal, £250.00 Execss but I went through www.quidco.com and got £100.00 cashback therefore bringing it down to £227.00!! :p

I'm named driver on hubbies policy - only been driving 2-1/2 years.

Also got Green Flag breakdown through quidco £78.75 plus £20.00 cashback.

The offer is for March only though
How do you do that with a renewal? I've just had my renewal notice from Privilege and am a member of Quidco but can't figure out how to claim the £100. The link in Quidco just takes me to get a quote at Privilege... :?
Sorry we were with AA before - we've renewed with Privilege.
 

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Have you phoned the insurance and asked them to justify it? My house insurance went up by £100 but when I phoned up they gave me 33% discount which conveniently bought it back to the original figure. I think sometimes they just try it on cos some ppl will bite the bullet and just pay it.
 

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Also - don't trust www.confused.com's prices - The same details on some of the insurance companies own websites produced lower quotes.

Over the years I have always found the premiums jump by £50-100 but this can be reduced by shopping round & calling them up with reduced quote figures - more often than not they have reduced the premium - if not I swap companies.

Currently with Bell Direct
 

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whitty said:
Currently with Bell Direct
Judging by your avatar you're exercising it too... :lol:
 
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