It does seem to be pretty reasonable to insure.

I've just swapped from a 5 year old BMW 320d to a new TT 2.0 TFSI Quattro. Insurance dropped from £270 to £260 per year (again including business use).

Very happy.

 

That's quite interesting, my TTS costs about 20% more to insure than my 330d. It seemed logical to me as the TTS is higher value and more worth stealing, but guess I need to shop around a bit more.

 

I know there are many variables in regard to insurance cost but £250 does seem very reasonable, way cheaper than mine. Do you mind me asking which company it was?

 

£250.. wow! what`s the annual mileage? With 11y NCB I struggle to get less than £650-700.

 

My £260 is with Direct Line.

- 46 years old
- 9+ years NCD (I have more but direct line stop counting at 9).
- 8,000 miles per year

 

Surely it also massively depends on where in the country you live, whether you have off-street parking / keep it in a garage overnight etc?

 

Surely it also massively depends on where in the country you live, whether you have off-street parking / keep it in a garage overnight etc?

That's a very good point. I live in a pretty quiet area (not many gangsters in Dorset) and have off-road parking. I'm sure my premium would be considerably higher in some parts of the country.

I was still surprised to see a drop in my premium coming from a 5 year old car worth <£10,000, so very cost effective in my mind as the OP highlighted.

 

Surely it also massively depends on where in the country you live, ..... etc?

Dead right! The best I could get was £380 I've got a 1.8 TT, retired, low annual mileage, 14 years NCB, no convictions, off road parking. Why is it so much? - - - - cos I live in Manchester.

 

Shop around with the various comparison sites, play with the mileages and value, last years multi car renewal for my 13' R8 V10 and 16' Golf GTD was £780
I ended up paying £291 for the R8 with LV and up to 9000 miles with a £70K value, and £170 with Saga for the GTD

Mileage did not alter the cost for the R8 between 4000 and 9000 miles, a £72K value upped it over £100

 

Just out of curiosity from someone in Canada... what time frame are your quoting prices ? For reference, I am 48 in Toronto, no claims, 2016 TT with an midrange policy and deductible -> £110/mo

 

Hi Tesla - the premiums are annual.

I would also add my thoughts on the subject - when using comparison sites not all companies are the same and when dealing directly with insurance companies the claims experience can be very poor. I always check the comparison sites on renewal to get the base price. I then go through a local broker who has a phenomenal reputation when it comes to handling claims and getting a result far better than an individual can (I have experienced it) - the premium is usually an extra £50 on top - believe me fantastic value if you do need to claim. So for me it is not the cheapest but the best possible cover at a value price.

I would add I am not in the insurance business

 

Im in the UK. Im 26 with 8 years NCB 5000 annual milage (i only drive it at the weekend) 2.0 tfsi quattro stronic TT. Insurance £580 a year

Sent from my iPhone using Tapatalk

 

Surely it also massively depends on where in the country you live, whether you have off-street parking / keep it in a garage overnight etc?

This makes a huge difference..

I took a quote on a TTS from my sisters postcode = £300
from my own postcode = £550

 

We did a multi car policy. Living in bradford (yes i know) with full ncb (whatever that is now -around 10 years i think) 47 years old with missus 39 on both policies. 1 year old TT 2.0 Sline (me main driver) and 4 year old 1.2 corsa sxi (missus main driver). We paid £265 for the TT and £235 for the corsa!!

Only conclusion we came to was that the majority of the premium is to cover third party costs rather than the insured car.

 

Just out of curiosity from someone in Canada... what time frame are your quoting prices ? For reference, I am 48 in Toronto, no claims, 2016 TT with an midrange policy and deductible -> £110/mo

These are all per year

 

it is amazing how much the price varies on comparison sites,ive got quotes for my tts roadster ranging from 450 to 3050 :lol: i know who ill be going with.

 

The best I could get was £380 I've got a 1.8 TT, retired, low annual mileage, 14 years NCB, no convictions, off road parking. Why is it so much? - - - - cos I live in Manchester.

Be thankful it's only £380! I pay almost €1300 and I'm in the best insurance bracket there is, plus I park it on private grounds overnight. Oh and don't get me started on the amount of car tax I have to pay each year!

 

The best I could get was £380 I've got a 1.8 TT, retired, low annual mileage, 14 years NCB, no convictions, off road parking. Why is it so much? - - - - cos I live in Manchester.

Be thankful it's only £380! I pay almost €1300 and I'm in the best insurance bracket there is, plus I park it on private grounds overnight. Oh and don't get me started on the amount of car tax I have to pay each year!

Just goes to show there's always someone worse off than yourself.

 

If you have a partner then try the company their car is insured with. Dual policies can be very reasonable.

If looking for a solo policy go through Quidco or similar. The comparison websites still get a kick back from the insurance companies, you will likely get around £50 cash back through quidco,. Not great but every little helps and your going to buy insurance from the same companies anyway

Another weird point, on my own insurance it made it cheaper to add the girlfriend despite her never driving the car. I am still main driver with 20+ years ncb but just adding her name brought the price down. Also I always say car is parked in the driveway rather than in the garage but on my own policy it is actually cheaper to say the car is parked on the street rather than a private drive. I have no idea the reason why but someone suggested it was due to if the car is parked in the drive then any potential thief's know which house the keys are in.

 

If you have a partner then try the company their car is insured with. Dual policies can be very reasonable.

If looking for a solo policy go through Quidco or similar. The comparison websites still get a kick back from the insurance companies, you will likely get around £50 cash back through quidco,. Not great but every little helps and your going to buy insurance from the same companies anyway

Another weird point, on my own insurance it made it cheaper to add the girlfriend despite her never driving the car. I am still main driver with 20+ years ncb but just adding her name brought the price down. Also I always say car is parked in the driveway rather than in the garage but on my own policy it is actually cheaper to say the car is parked on the street rather than a private drive. I have no idea the reason why but someone suggested it was due to if the car is parked in the drive then any potential thief's know which house the keys are in.

+1.

My insurance dropped by 10% if my car is normally parked on the street. Only pay about £200 per year, but 'every little helps'. I park it in the drive 'occasionally', but to avoid issues it's 'normally' parked in the street. (Just in case my insurer is reading this )

I'm on my daughters car insurance and brought price down by 20%. Think I've driven it once in three years, to back it off drive when washing it.

 

New TTS quote (comparison website) - for me nearly 50, 20+ years NCB, parked on driveway, with additional driver - £250

 

New TTS quote (comparison website) - for me nearly 50, 20+ years NCB, parked on driveway, with additional driver - £250

That is very reasonable mines £450 and im 38 with 1 years no claims as using the rest of my no claims on the mk1 currently and thats with the car garaged at night

 

remember that Audi Ensurance is free for 3 years with any new Audi (must register to activate) - and this includes legal cover

 

My TTS MK3 is £420 from Saga payable quarterly in advance interest free that is with ALL OPTIONS. I am 76 with loads of no claims bonus so perhaps at my age they reckon I won't be exceeding 50 mph. :lol:

 

remember that Audi Ensurance is free for 3 years with any new Audi (must register to activate) - and this includes legal cover

Yes but this is insurance on top of your existing paid for insurance.

All they do is ensure that any fixes are done by an Audi approved dealership.
I used it, or more tried too a month back but the nearest approved body shop was 100 miles away (Further than Audi are)